orme architects

7. Do I need specific insurance if I have work done on my property?

Most insurance policies exclude cover whilst a property is undergoing renovation or alteration works and do not provide cover on an unoccupied property.

You will probably need to arrange specialist ‘All Risks’ renovation insurance to adequately cover the property being worked upon.

These types of policies cover the entire project and include public liability, employers liability as well as legal expenses which can be useful if you have a contractual dispute.

Don’t assume that the contractors insurance will adequately cover you and your project.

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Call on:
0115 714 1475

Nottingham Architects Practice specializing in contemporary architecture

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